HDFC Bank Limited vs U. Y. Fincorp Limited

A side-by-side comparison of HDFC Bank Limited (HDFCBANK) and U. Y. Fincorp Limited (UYFINCORP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HDFC Bank Limited leads HDFCBANK vs UYFINCORP on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

14.72
P/E ratio
9.82
1.78
P/B ratio
0.94
2.59%
Dividend yield
0.00%
₹49.50
EPS
₹2.54

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

13.07%
Return on equity
12.41%
5.86%
Return on capital
2.08%
21.46%
EBITDA margin
42.07%
21.81%
Net margin
29.85%

Growth

UYFINCORP takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

26.86%
Revenue CAGR (3Y)
42.79%
18.10%
Profit CAGR (3Y)
82.06%

Size & financial health

HDFCBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹11.23L Cr
Market cap
₹484 Cr
₹3.49L Cr
Revenue
₹162 Cr
₹76,026 Cr
Net profit
₹48 Cr
0.00
Debt / equity
0.01
HDFC Bank Limited
  • + ["Company has delivered good profit growth of 19.0% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 31.4%"]
  • − []
U. Y. Fincorp Limited
  • + ["Company has delivered good profit growth of 39.9% CAGR over last 5 years", "Company has delivered good sales growth of 63.2% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
HDFC Bank Limited full analysis U. Y. Fincorp Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.