U. Y. Fincorp Limited

U. Y. Fincorp Limited (UYFINCORP) is a micro-cap Financial Services company valued at ₹484 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.

Recent price move

U. Y. Fincorp Limited last traded at ₹24.94, modestly up 0.40% on the day.

Recent developments

On 2026-06-30, the company reported its latest quarter results, showing revenue of ₹73 crore and net profit of ₹20 crore, marking a sharp increase from the previous year's figures. The company has maintained a consistent revenue growth trajectory over the past five years, with a compound annual growth rate of 63.2%.

Financial performance

The company's business is improving, with annual revenue rising 45.6% and annual net profit surging 302.3%. The latest quarter saw revenue and net profit jump 230.8% and 227.0% respectively compared to the same quarter a year earlier. Net profit margin has expanded 19.3 percentage points to 29.8%, while return on equity remains at 12.4%.

Valuation multiples

The stock trades at 9.8 times earnings, a discount to the Financial Services median of 19.3, 0.94 times book value.

Things to watch

The company has not paid out any dividends despite reporting repeated profits. Promoter holding remains at 71.38%, which is a high level, but there are no recent changes in promoter ownership. The stock is currently 0.1% below its 52-week high, indicating a slight pullback from recent peak levels.

Where it stands

The company has delivered strong revenue and profit growth, with the latest quarter showing significant year-over-year improvements. The net profit margin has widened substantially, but return on capital employed remains low at 2.1%. The stock is currently trading near its 52-week high, with no dividend payouts reported.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.