HSG & URBAN DEV CORPN LTD vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of HSG & URBAN DEV CORPN LTD (HUDCO) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, HSG & URBAN DEV CORPN LTD leads HUDCO vs KOTAKBANK on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

HUDCO takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.89
P/E ratio
21.90
1.88
P/B ratio
2.19
0.68%
Dividend yield
0.15%
₹20.15
EPS
₹19.39

Profitability

HUDCO takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

20.20%
Return on equity
11.20%
8.41%
Return on capital
6.93%
91.16%
EBITDA margin
24.31%
30.68%
Net margin
17.25%

Growth

HUDCO takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

23.65%
Revenue CAGR (3Y) even
33.36%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹35,756 Cr
Market cap
₹4.22L Cr
₹13,327 Cr
Revenue
₹1.11L Cr
₹4,034 Cr
Net profit
₹19,288 Cr
6.23
Debt / equity
0.00
HSG & URBAN DEV CORPN LTD
  • + ["Stock is providing a good dividend yield of 3.30%.", "Company has delivered good profit growth of 20.5% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 33.3%"]
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Company might be capitalizing the interest cost"]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
HSG & URBAN DEV CORPN LTD full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.