HSG & URBAN DEV CORPN LTD vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of HSG & URBAN DEV CORPN LTD (HUDCO) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads HUDCO vs LICI on 11 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

10.07
P/E ratio
9.54
1.88
P/B ratio
3.09
2.22%
Dividend yield
2.28%
₹20.15
EPS
₹45.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

20.20%
Return on equity
37.80%
8.41%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
0.00%
Net margin
5.88%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
7.61%
33.36%
Profit CAGR (3Y)
16.86%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹40,631 Cr
Market cap
₹5.48L Cr
₹0 Cr
Revenue
₹9.78L Cr
₹4,034 Cr
Net profit
₹57,453 Cr
5.24
Debt / equity
0.00
HSG & URBAN DEV CORPN LTD
  • + ["Company has delivered good profit growth of 20.6% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 33.3%"]
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
HSG & URBAN DEV CORPN LTD full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

HSG & URBAN DEV CORPN LTD vs LIFE INSURA CORP OF INDIA: Share Price, Valuation & Which to Buy | DocStoX