ICICI Bank Limited vs Usha Financial Services Limited

A side-by-side comparison of ICICI Bank Limited (ICICIBANK) and Usha Financial Services Limited (USHAFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, ICICI Bank Limited leads ICICIBANK vs USHAFIN on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

18.41
P/E ratio
11.03
2.66
P/B ratio
0.95
0.87%
Dividend yield
0.00%
₹75.89
EPS
₹5.17

Profitability

USHAFIN takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

14.28%
Return on equity
9.78%
5.70%
Return on capital
13.35%
0.00%
EBITDA margin
77.80%
29.68%
Net margin
31.57%

Growth

USHAFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

6.96%
Revenue CAGR (3Y) even
—
7.93%
Profit CAGR (3Y)
30.96%

Size & financial health

ICICIBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹10.03L Cr
Market cap
₹248 Cr
₹1.95L Cr
Revenue
₹71 Cr
₹57,936 Cr
Net profit
₹22 Cr
0.00
Debt / equity
0.77
ICICI Bank Limited
  • + ["Company has delivered good profit growth of 23.3% CAGR over last 5 years"]
  • − []
Usha Financial Services Limited
  • + ["Company has delivered good profit growth of 41.2% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
ICICI Bank Limited full analysis Usha Financial Services Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

ICICIBANK vs USHAFIN: Share Price, Valuation & Which to Buy | DocStoX