USHA Financial Services L

Usha Financial Services L (USHAFIN) is a micro-cap Financial Services company valued at ₹248 crore operating in Non Banking Financial Company (NBFC) on the NSE and BSE.

Recent price move

Usha Financial Services L last traded at ₹57, up 4.59% on the day.

Recent developments

On 2026-06-30, the company reported its latest quarter results, showing a net profit of ₹8 crore, up 50.1% from the same quarter a year earlier. Promoter holding remained at 74.97%, while foreign institutional holding decreased by 0.18 percentage points to 1.98%.

Financial performance

The company's annual net profit rose 72.8% to ₹22 crore, driven by strong performance in the latest quarter where net profit surged 50.1% to ₹8 crore. However, the net profit margin remains at 31.6%, and return on equity is 9.8%, indicating a need for improved efficiency.

Valuation multiples

The stock trades at 11.0 times earnings, a discount to the Financial Services median of 19.3, 0.95 times book value.

Things to watch

The company has not paid any dividends despite reporting profits, which may raise concerns about capital allocation. The stock is 17.3% below its 52-week high, and foreign institutional holding has declined in the quarter.

Where it stands

The company has shown strong profit growth, with a 72.8% annual increase in net profit and a 50.1% rise in the latest quarter. However, the lack of dividend payouts and a decline in foreign institutional holding highlight potential risks. The stock is currently 17.3% below its 52-week high.

Summarised by DocStoX's model on 2026-10-04 from company filings, exchange data and news. This is a factual summary, not a rating or a recommendation. Informational only, not investment advice. Consult a SEBI-registered adviser before investing.