USHA FINANCIAL SERVICES L Intrinsic Value
USHAFIN · Financial Services · Current price ₹49.35
Is USHA FINANCIAL SERVICES L undervalued?
DocStoX estimates the fair value of USHA FINANCIAL SERVICES L at ₹78 per share, versus the current market price of ₹49. That puts the stock about +58.6% below our fair-value estimate, which we read as "Buy". Our confidence in this estimate is low.
How this fair value is calculated
This estimate blends 2 independent methods: Excess-return (book value) (₹51), Relative P/E (₹151). We weight each by its reliability and skip any method whose inputs look untrustworthy — "no DCF beats a wrong DCF". This is the same deterministic engine that powers DocStoX stock pages; there is no guesswork or AI-generated number here.
Bear, base and bull scenarios
Our scenarios span ₹51 (bear) to ₹78 (base) to ₹151 (bull). A margin of safety means buying meaningfully below the base case — the wider the gap, the more room for error in the assumptions.
Margin of safety
Value investors demand a margin of safety — a discount to intrinsic value that protects against being wrong. At ₹49 versus an intrinsic value of ₹78, USHA FINANCIAL SERVICES L currently offers +58.6% of margin.
More on USHA FINANCIAL SERVICES L
DocStoX estimates are generated by a deterministic valuation engine from reported financials — for informational purposes only, not investment advice. Consult a SEBI-registered advisor before investing.