IDFC FIRST BANK LIMITED vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of IDFC FIRST BANK LIMITED (IDFCFIRSTB) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads IDFCFIRSTB vs LICI on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability04
  • Growth01
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

44.73
P/E ratio
9.05
1.45
P/B ratio
3.09
0.30%
Dividend yield
2.42%
₹1.90
EPS
₹45.42

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

3.48%
Return on equity
37.80%
5.29%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
3.97%
Net margin
5.88%

Growth

LICI takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
7.61%
-12.90%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹73,103 Cr
Market cap
₹5.33L Cr
₹48,422 Cr
Revenue
₹9.78L Cr
₹1,611 Cr
Net profit
₹57,453 Cr
0.77
Debt / equity
0.00
IDFC FIRST BANK LIMITED
  • + ["Company's median sales growth is 26.4% of last 10 years"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 5.71% over last 3 years.", "Contingent liabilities of Rs.5,47,873 Cr.", "Earnings include an other income of Rs.7,956 Cr.", "Dividend payout has been low at 8.38% of profits over last 3 years"]
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
IDFC FIRST BANK LIMITED full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

IDFCFIRSTB vs LICI: Share Price, Valuation & Which to Buy | DocStoX