INDBANK MERCH BANK vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of INDBANK MERCH BANK (INDBANK) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads INDBANK vs LICI on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth20
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

19.65
P/E ratio
9.05
1.40
P/B ratio
3.09
0.00%
Dividend yield
2.42%
₹1.60
EPS
₹45.42

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

7.21%
Return on equity
37.80%
10.34%
Return on capital
35.00%
39.47%
EBITDA margin
5.00%
28.24%
Net margin
5.88%

Growth

INDBANK takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

11.39%
Revenue CAGR (3Y)
7.61%
26.71%
Profit CAGR (3Y)
16.86%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹139 Cr
Market cap
₹5.33L Cr
₹25 Cr
Revenue
₹9.78L Cr
₹7 Cr
Net profit
₹57,453 Cr
0.00
Debt / equity even
0.00
INDBANK MERCH BANK
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "The company has delivered a poor sales growth of 11.0% over past five years.", "Company has a low return on equity of 9.09% over last 3 years."]
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
INDBANK MERCH BANK full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

INDBANK vs LICI: Share Price, Valuation & Which to Buy | DocStoX