INDIA SHELTER FIN CORP L vs KOTAK MAHINDRA BANK LTD

A side-by-side comparison of INDIA SHELTER FIN CORP L (INDIASHLTR) and KOTAK MAHINDRA BANK LTD (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, INDIA SHELTER FIN CORP L leads INDIASHLTR vs KOTAKBANK on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth10
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

INDIASHLTR takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

13.61
P/E ratio
21.90
2.63
P/B ratio
2.19
1.54%
Dividend yield
0.15%
₹46.26
EPS
₹19.39

Profitability

INDIASHLTR takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

17.00%
Return on equity
11.20%
12.80%
Return on capital
6.93%
72.65%
EBITDA margin
24.31%
32.92%
Net margin
17.25%

Growth

INDIASHLTR takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

37.77%
Revenue CAGR (3Y) even
48.05%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹6,839 Cr
Market cap
₹4.22L Cr
₹1,529 Cr
Revenue
₹1.11L Cr
₹503 Cr
Net profit
₹19,288 Cr
1.90
Debt / equity
0.00
INDIA SHELTER FIN CORP L
  • + ["Company has delivered good profit growth of 41.9% CAGR over last 5 years"]
  • ["Promoter holding has decreased over last quarter: -1.48%"]
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
INDIA SHELTER FIN CORP L full analysis KOTAK MAHINDRA BANK LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.