The Jammu & Kashmir Bank Limited vs Kotak Mahindra Bank Limited

A side-by-side comparison of The Jammu & Kashmir Bank Limited (J&KBANK) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads J&KBANK vs KOTAKBANK on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability13
  • Growth11
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

J&KBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

6.40
P/E ratio
23.06
1.04
P/B ratio
2.29
1.47%
Dividend yield
0.16%
₹21.42
EPS
₹19.40

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

14.30%
Return on equity
10.65%
5.42%
Return on capital
5.54%
0.00%
EBITDA margin
24.31%
17.94%
Net margin
27.64%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

12.02%
Revenue CAGR (3Y)
18.30%
25.96%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹14,805 Cr
Market cap
₹4.44L Cr
₹13,151 Cr
Revenue
₹69,781 Cr
₹2,360 Cr
Net profit
₹19,288 Cr
0.00
Debt / equity even
0.00
The Jammu & Kashmir Bank Limited
  • + ["Company has delivered good profit growth of 40.7% CAGR over last 5 years", "Stock is trading at 0.90 times its book value"]
  • − []
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
The Jammu & Kashmir Bank Limited full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

J%26KBANK vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX