Jayabharat Credit Ltd vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of Jayabharat Credit Ltd (JAYABHARATCREDITLTD) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads JAYABHARATCREDITLTD vs LICI on 9 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth· not comparable
  • Size & financial health03

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

0.00
P/E ratio
9.03
-0.11
P/B ratio
3.09
0.00%
Dividend yield
2.42%
₹-2.02
EPS
₹45.42

Profitability

LICI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

1.66%
Return on equity
37.80%
1.52%
Return on capital
35.00%
0.00%
EBITDA margin
5.00%
0.00%
Net margin
5.88%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
7.61%
Profit CAGR (3Y) even
16.86%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹7 Cr
Market cap
₹5.20L Cr
₹0 Cr
Revenue
₹9.78L Cr
₹-1 Cr
Net profit
₹57,453 Cr
0.00
Debt / equity even
0.00
Jayabharat Credit Ltd
  • ["Company has low interest coverage ratio.", "Promoter holding is low: 15.2%"]
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
Jayabharat Credit Ltd full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

JAYABHARATCREDITLTD vs LICI: Share Price, Valuation & Which to Buy | DocStoX