Jhaveri Credits & Capital Ltd vs Kotak Mahindra Bank Limited

A side-by-side comparison of Jhaveri Credits & Capital Ltd (JHAVERICREDITSCAPITALLTD) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads JHAVERICREDITSCAPITALLTD vs KOTAKBANK on 10 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth20
  • Size & financial health04
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

0.00
P/E ratio
23.06
1.70
P/B ratio
2.29
0.00%
Dividend yield
0.16%
₹2.68
EPS
₹19.40

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

2.62%
Return on equity
10.65%
3.19%
Return on capital
5.54%
14.45%
EBITDA margin
24.31%
10.33%
Net margin
27.64%

Growth

JHAVERICREDITSCAPITALLTD takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

111.77%
Revenue CAGR (3Y)
18.30%
23.55%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹212 Cr
Market cap
₹4.44L Cr
₹23 Cr
Revenue
₹69,781 Cr
₹2 Cr
Net profit
₹19,288 Cr
0.08
Debt / equity
0.00
Jhaveri Credits & Capital Ltd
  • + ["Company is almost debt free.", "Company is expected to give good quarter", "Promoter holding has increased by 13.5% over last quarter."]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 2.79% over last 3 years.", "Debtor days have increased from 46.7 to 58.8 days."]
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Jhaveri Credits & Capital Ltd full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.