JIO FIN SERVICES LTD vs LIFE INSURA CORP OF INDIA

A side-by-side comparison of JIO FIN SERVICES LTD (JIOFIN) and LIFE INSURA CORP OF INDIA (LICI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads JIOFIN vs LICI on 9 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

98.77
P/E ratio
9.54
1.14
P/B ratio
3.09
0.21%
Dividend yield
2.28%
₹2.46
EPS
₹45.42

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

1.19%
Return on equity
37.80%
2.00%
Return on capital
35.00%
66.00%
EBITDA margin
5.00%
44.44%
Net margin
5.88%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

327.39%
Revenue CAGR (3Y)
7.61%
269.27%
Profit CAGR (3Y)
16.86%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹1.55L Cr
Market cap
₹5.48L Cr
₹3,513 Cr
Revenue
₹9.78L Cr
₹1,561 Cr
Net profit
₹57,453 Cr
0.16
Debt / equity
0.00
JIO FIN SERVICES LTD
  • + ["Stock is trading at 1.15 times its book value", "Company is expected to give good quarter", "Promoter holding has increased by 2.01% over last quarter."]
  • ["Company has a low return on equity of 1.23% over last 3 years.", "Working capital days have increased from 4,699 days to 14,113 days"]
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
JIO FIN SERVICES LTD full analysis LIFE INSURA CORP OF INDIA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.