Jana Small Finance Bank Limited vs Kotak Mahindra Bank Limited

A side-by-side comparison of Jana Small Finance Bank Limited (JSFB) and Kotak Mahindra Bank Limited (KOTAKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads JSFB vs KOTAKBANK on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth01
  • Size & financial health03
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

JSFB takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

15.87
P/E ratio
23.06
1.23
P/B ratio
2.29
0.00%
Dividend yield
0.16%
₹31.02
EPS
₹19.40

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

7.30%
Return on equity
10.65%
7.25%
Return on capital
5.54%
0.00%
EBITDA margin
24.31%
6.10%
Net margin
27.64%

Growth

KOTAKBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
18.30%
8.44%
Profit CAGR (3Y)
8.92%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5,194 Cr
Market cap
₹4.44L Cr
₹5,353 Cr
Revenue
₹69,781 Cr
₹326 Cr
Net profit
₹19,288 Cr
0.00
Debt / equity even
0.00
Jana Small Finance Bank Limited
  • + ["Company has delivered good profit growth of 31.2% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Jana Small Finance Bank Limited full analysis Kotak Mahindra Bank Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

JSFB vs KOTAKBANK: Share Price, Valuation & Which to Buy | DocStoX