KOTAK MAHINDRA BANK LTD vs KARNATAKA BANK LIMITED

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and KARNATAKA BANK LIMITED (KTKBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs KTKBANK on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability40
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KTKBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.63
P/E ratio
9.39
2.19
P/B ratio
0.97
0.15%
Dividend yield
1.53%
₹19.39
EPS
₹34.65

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
9.91%
6.93%
Return on capital
6.07%
24.31%
EBITDA margin
0.00%
17.25%
Net margin
14.70%

Growth

KOTAKBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
8.92%
Profit CAGR (3Y)
3.56%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.19L Cr
Market cap
₹12,280 Cr
₹1.11L Cr
Revenue
₹8,918 Cr
₹19,288 Cr
Net profit
₹1,311 Cr
0.00
Debt / equity
0.40
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
KARNATAKA BANK LIMITED
  • + ["Stock is trading at 0.94 times its book value"]
  • ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 7.43% over past five years.", "Company has a low return on equity of 11.6% over last 3 years.", "Contingent liabilities of Rs.13,211 Cr.", "Company might be capitalizing the interest cost"]
KOTAK MAHINDRA BANK LTD full analysis KARNATAKA BANK LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.