Kotak Mahindra Bank Limited vs Laxmi India Finance Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Laxmi India Finance Limited (LAXMIINDIA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

Kotak Mahindra Bank Limited vs Laxmi India Finance Limited are evenly matched on the numbers (7–7). The breakdown below shows where each one wins.

  • Valuation22
  • Profitability13
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
10.63
2.29
P/B ratio
1.44
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹10.20

Profitability

LAXMIINDIA takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
10.69%
5.54%
Return on capital
11.60%
24.31%
EBITDA margin
64.07%
27.64%
Net margin
15.70%

Growth

LAXMIINDIA takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
34.86%
8.92%
Profit CAGR (3Y)
45.97%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹567 Cr
₹69,781 Cr
Revenue
₹317 Cr
₹19,288 Cr
Net profit
₹50 Cr
0.00
Debt / equity
2.87
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Laxmi India Finance Limited
  • + ["Company has delivered good profit growth of 37.8% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Kotak Mahindra Bank Limited full analysis Laxmi India Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs LAXMIINDIA: Share Price, Valuation & Which to Buy | DocStoX