Kotak Mahindra Bank Limited vs Master Trust Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Master Trust Limited (MASTERTR) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs MASTERTR on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
7.91
2.29
P/B ratio
1.39
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹10.25

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
0.00%
5.54%
Return on capital
29.08%
24.31%
EBITDA margin
41.01%
27.64%
Net margin
21.90%

Growth

MASTERTR takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
19.32%
8.92%
Profit CAGR (3Y)
24.08%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹998 Cr
₹69,781 Cr
Revenue
₹576 Cr
₹19,288 Cr
Net profit
₹126 Cr
0.00
Debt / equity
0.28
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Master Trust Limited
  • + ["Company has delivered good profit growth of 30.0% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 21.7%", "Company has delivered good sales growth of 20.7% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend"]
Kotak Mahindra Bank Limited full analysis Master Trust Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.