KOTAK MAHINDRA BANK LTD vs JMJ Fintech Ltd

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and JMJ Fintech Ltd (MEENAKSHIENTERPRISESLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs MEENAKSHIENTERPRISESLTD on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

MEENAKSHIENTERPRISESLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.73
P/E ratio
4.30
2.19
P/B ratio
0.62
0.15%
Dividend yield
1.57%
₹19.39
EPS
₹1.35

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
19.10%
6.93%
Return on capital
20.20%
24.31%
EBITDA margin
0.00%
17.25%
Net margin
0.00%

Growth

MEENAKSHIENTERPRISESLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
8.92%
Profit CAGR (3Y)
109.21%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.20L Cr
Market cap
₹37 Cr
₹1.11L Cr
Revenue
₹0 Cr
₹19,288 Cr
Net profit
₹5 Cr
0.00
Debt / equity
0.80
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
JMJ Fintech Ltd
  • + ["Stock is trading at 0.60 times its book value", "Company has delivered good profit growth of 99.0% CAGR over last 5 years"]
  • ["Promoter holding is low: 23.3%", "Working capital days have increased from 216 days to 657 days"]
KOTAK MAHINDRA BANK LTD full analysis JMJ Fintech Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.