Kotak Mahindra Bank Limited vs One Mobikwik Systems Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and One Mobikwik Systems Limited (MOBIKWIK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs MOBIKWIK on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth01
  • Size & financial health40

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
-121.40
2.29
P/B ratio
2.84
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹-7.93

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
-11.52%
5.54%
Return on capital
-4.24%
24.31%
EBITDA margin
-3.59%
27.64%
Net margin
-5.55%

Growth

MOBIKWIK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
27.58%
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹1,799 Cr
₹69,781 Cr
Revenue
₹1,119 Cr
₹19,288 Cr
Net profit
₹-62 Cr
0.00
Debt / equity
0.51
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
One Mobikwik Systems Limited
  • + ["Company has delivered good sales growth of 31.1% CAGR over last 5 years"]
  • − ["Company has a low return on equity of -11.4% over last 3 years.", "Company reported a net loss of ₹62 Cr in its latest financial year."]
Kotak Mahindra Bank Limited full analysis One Mobikwik Systems Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.