KOTAK MAHINDRA BANK LTD vs MONEYBOXX FINANCE LIMITED

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and MONEYBOXX FINANCE LIMITED (MONEYBOXX) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs MONEYBOXX on 10 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth· not comparable
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.90
P/E ratio
300.00
2.19
P/B ratio
1.33
0.15%
Dividend yield
0.00%
₹19.39
EPS
₹0.19

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
0.34%
6.93%
Return on capital
7.26%
24.31%
EBITDA margin
4.75%
17.25%
Net margin
0.58%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
66.28%
8.92%
Profit CAGR (3Y) even

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹342 Cr
₹1.11L Cr
Revenue
₹232 Cr
₹19,288 Cr
Net profit
₹1 Cr
0.00
Debt / equity
2.28
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
MONEYBOXX FINANCE LIMITED
  • + ["Company's median sales growth is 80.8% of last 10 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 1.90% over last 3 years.", "Promoter holding has decreased over last 3 years: -7.24%", "Working capital days have increased from 22.8 days to 77.1 days"]
KOTAK MAHINDRA BANK LTD full analysis MONEYBOXX FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.