KOTAK MAHINDRA BANK LTD vs MUTHOOT FINANCE LIMITED

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and MUTHOOT FINANCE LIMITED (MUTHOOTFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, MUTHOOT FINANCE LIMITED leads KOTAKBANK vs MUTHOOTFIN on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability04
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

MUTHOOTFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.74
P/E ratio
10.94
2.19
P/B ratio
3.03
0.15%
Dividend yield
0.97%
₹19.39
EPS
₹263.79

Profitability

MUTHOOTFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
30.90%
6.93%
Return on capital
15.80%
24.31%
EBITDA margin
81.35%
17.25%
Net margin
34.24%

Growth

MUTHOOTFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
37.99%
8.92%
Profit CAGR (3Y)
42.44%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.19L Cr
Market cap
₹1.16L Cr
₹1.11L Cr
Revenue
₹31,263 Cr
₹19,288 Cr
Net profit
₹10,607 Cr
0.00
Debt / equity
3.67
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
MUTHOOT FINANCE LIMITED
  • + ["Company is expected to give good quarter", "Company has delivered good profit growth of 22.7% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 17.7%", "Company's median sales growth is 19.7% of last 10 years"]
  • ["Stock is trading at 3.06 times its book value"]
KOTAK MAHINDRA BANK LTD full analysis MUTHOOT FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.