KOTAK MAHINDRA BANK LTD vs MY MUDRA FINCORP LIMITED

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and MY MUDRA FINCORP LIMITED (MYMUDRA) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs MYMUDRA on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.90
P/E ratio
8.93
2.19
P/B ratio
1.26
0.15%
Dividend yield
0.00%
₹19.39
EPS
₹7.91

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
20.20%
6.93%
Return on capital
31.00%
24.31%
EBITDA margin
17.00%
17.25%
Net margin
11.11%

Growth

MYMUDRA takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
29.52%
8.92%
Profit CAGR (3Y)
58.12%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹82 Cr
₹1.11L Cr
Revenue
₹81 Cr
₹19,288 Cr
Net profit
₹9 Cr
0.00
Debt / equity
0.17
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
MY MUDRA FINCORP LIMITED
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 25.7%", "Company's working capital requirements have reduced from 75.5 days to 46.7 days"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend"]
KOTAK MAHINDRA BANK LTD full analysis MY MUDRA FINCORP LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs MYMUDRA: Share Price, Valuation & Which to Buy | DocStoX