KOTAK MAHINDRA BANK LTD vs Nisus Finance Services Co Ltd

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and Nisus Finance Services Co Ltd (NISUSFINANCESERVICESCOLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Nisus Finance Services Co Ltd leads KOTAKBANK vs NISUSFINANCESERVICESCOLTD on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

NISUSFINANCESERVICESCOLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.74
P/E ratio
5.00
2.19
P/B ratio
1.50
0.15%
Dividend yield
0.00%
₹19.39
EPS
₹29.46

Profitability

NISUSFINANCESERVICESCOLTD takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
34.00%
6.93%
Return on capital
32.00%
24.31%
EBITDA margin
25.00%
17.25%
Net margin
14.79%

Growth

NISUSFINANCESERVICESCOLTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
270.84%
8.92%
Profit CAGR (3Y)
202.45%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.20L Cr
Market cap
₹396 Cr
₹1.11L Cr
Revenue
₹561 Cr
₹19,288 Cr
Net profit
₹83 Cr
0.00
Debt / equity
0.97
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Nisus Finance Services Co Ltd
  • + ["Company has delivered good profit growth of 108% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 39.0%"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Promoters have pledged 32.0% of their holding.", "Company has high debtors of 196 days."]
KOTAK MAHINDRA BANK LTD full analysis Nisus Finance Services Co Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.