Kotak Mahindra Bank Limited vs Niyogin Fintech Ltd

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Niyogin Fintech Ltd (NIYOGINFINTECHLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs NIYOGINFINTECHLTD on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability31
  • Growth· not comparable—
  • Size & financial health40

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
-226.50
2.29
P/B ratio
1.94
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹-0.04

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
-0.12%
5.54%
Return on capital
5.57%
24.31%
EBITDA margin
1.05%
27.64%
Net margin
1.17%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y) even
—
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹630 Cr
₹69,781 Cr
Revenue
₹321 Cr
₹19,288 Cr
Net profit
₹0 Cr
0.00
Debt / equity
0.50
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Niyogin Fintech Ltd
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of -3.66% over last 3 years.", "Earnings include an other income of Rs.29.9 Cr.", "Debtor days have increased from 42.7 to 57.1 days."]
Kotak Mahindra Bank Limited full analysis Niyogin Fintech Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs NIYOGINFINTECHLTD: Share Price, Valuation & Which to Buy | DocStoX