Kotak Mahindra Bank Limited vs Nalin Lease Finance Ltd

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Nalin Lease Finance Ltd (NLFL) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Nalin Lease Finance Ltd leads KOTAKBANK vs NLFL on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability13
  • Growth10
  • Size & financial health31
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

NLFL takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
7.44
2.29
P/B ratio
0.65
0.16%
Dividend yield
1.31%
₹19.40
EPS
₹5.37

Profitability

NLFL takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
10.00%
5.54%
Return on capital
9.89%
24.31%
EBITDA margin
68.84%
27.64%
Net margin
44.50%

Growth

KOTAKBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y) even
—
8.92%
Profit CAGR (3Y)
2.29%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹26 Cr
₹69,781 Cr
Revenue
₹214.43L Cr
₹19,288 Cr
Net profit
₹4 Cr
0.00
Debt / equity
0.27
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Nalin Lease Finance Ltd
  • + ["Stock is trading at 0.68 times its book value"]
  • − ["The company has delivered a poor profit growth of 4.9% over past five years."]
Kotak Mahindra Bank Limited full analysis Nalin Lease Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs NLFL: Share Price, Valuation & Which to Buy | DocStoX