Kotak Mahindra Bank Limited vs PAL Credit & Capital Ltd

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and PAL Credit & Capital Ltd (PALCREDIT) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs PALCREDIT on 9 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability40
  • Growth· not comparable—
  • Size & financial health30

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
0.00
2.29
P/B ratio
0.00
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹-0.28

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
0.00%
5.54%
Return on capital
0.00%
24.31%
EBITDA margin
0.00%
27.64%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y) even
—
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹0 Cr
₹69,781 Cr
Revenue
₹0 Cr
₹19,288 Cr
Net profit
₹-1 Cr
0.00
Debt / equity even
0.00
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
PAL Credit & Capital Ltd
  • − ["Company has low interest coverage ratio."]
Kotak Mahindra Bank Limited full analysis PAL Credit & Capital Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.