Kotak Mahindra Bank Limited vs Paragon Finance Ltd
A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Paragon Finance Ltd (PARAGONFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs PARAGONFINANCELTD on 11 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation31
- Profitability40
- Growth· not comparable—
- Size & financial health40
Valuation
KOTAKBANK takes 3/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
KOTAKBANK takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
KOTAKBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
- − []
- + ["Company is almost debt free.", "Stock is trading at 0.80 times its book value", "Promoter holding has increased by 1.47% over last quarter.", "Company's working capital requirements have reduced from 158 days to 49.2 days"]
- − ["The company has delivered a poor sales growth of -16.2% over past five years.", "Company has a low return on equity of 0.07% over last 3 years.", "Earnings include an other income of Rs.2.36 Cr."]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

