Kotak Mahindra Bank Limited vs Paragon Finance Ltd

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Paragon Finance Ltd (PARAGONFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs PARAGONFINANCELTD on 11 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth· not comparable—
  • Size & financial health40

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
26.50
2.29
P/B ratio
0.79
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹0.73

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
-3.78%
5.54%
Return on capital
-3.78%
24.31%
EBITDA margin
0.00%
27.64%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y) even
—
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹23 Cr
₹69,781 Cr
Revenue
₹0 Cr
₹19,288 Cr
Net profit
₹0 Cr
0.00
Debt / equity
0.02
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Paragon Finance Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.80 times its book value", "Promoter holding has increased by 1.47% over last quarter.", "Company's working capital requirements have reduced from 158 days to 49.2 days"]
  • − ["The company has delivered a poor sales growth of -16.2% over past five years.", "Company has a low return on equity of 0.07% over last 3 years.", "Earnings include an other income of Rs.2.36 Cr."]
Kotak Mahindra Bank Limited full analysis Paragon Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.