Kotak Mahindra Bank Limited vs One 97 Communications Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and One 97 Communications Limited (PAYTM) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs PAYTM on 13 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability40
  • Growth10
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
195.55
2.29
P/B ratio
6.96
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹8.66

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
3.45%
5.54%
Return on capital
3.70%
24.31%
EBITDA margin
5.95%
27.64%
Net margin
6.54%

Growth

KOTAKBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
1.83%
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹1.09L Cr
₹69,781 Cr
Revenue
₹8,437 Cr
₹19,288 Cr
Net profit
₹552 Cr
0.00
Debt / equity
0.01
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
One 97 Communications Limited
  • + ["Company has delivered good sales growth of 24.7% CAGR over last 5 years"]
  • − ["Stock is trading at 6.79 times its book value", "Company has a low return on equity of -4.0% over last 3 years."]
Kotak Mahindra Bank Limited full analysis One 97 Communications Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.