KOTAK MAHINDRA BANK LTD vs POWER FIN CORP LTD.
A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and POWER FIN CORP LTD. (PFC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, POWER FIN CORP LTD. leads KOTAKBANK vs PFC on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation04
- Profitability04
- Growth01
- Size & financial health22
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
PFC takes 4/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
PFC takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
PFC takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
EvenScale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
- + ["Stock is trading at 0.81 times its book value", "Stock is providing a good dividend yield of 5.27%.", "Company has been maintaining a healthy dividend payout of 23.0%", "Company's working capital requirements have reduced from 19.2 days to 14.8 days"]
- − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 10.0% over past five years.", "Company might be capitalizing the interest cost"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.