Kotak Mahindra Bank Limited vs Power Finance Corporation Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Power Finance Corporation Limited (PFC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Power Finance Corporation Limited leads KOTAKBANK vs PFC on 11 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability04
  • Growth11
  • Size & financial health22
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PFC takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
4.25
2.29
P/B ratio
0.81
0.16%
Dividend yield
1.11%
₹19.40
EPS
₹78.49

Profitability

PFC takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
19.49%
5.54%
Return on capital
9.59%
24.31%
EBITDA margin
97.24%
27.64%
Net margin
29.13%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
14.17%
8.92%
Profit CAGR (3Y)
16.66%

Size & financial health

Even

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹1.10L Cr
₹69,781 Cr
Revenue
₹1.15L Cr
₹19,288 Cr
Net profit
₹33,625 Cr
0.00
Debt / equity
7.62
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Power Finance Corporation Limited
  • + ["Company has delivered good profit growth of 16.4% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 27.8%", "Stock is trading at 0.83 times its book value"]
  • − []
Kotak Mahindra Bank Limited full analysis Power Finance Corporation Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs PFC: Share Price, Valuation & Which to Buy | DocStoX