KOTAK MAHINDRA BANK LTD vs PIRAMAL FINANCE LIMITED

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and PIRAMAL FINANCE LIMITED (PIRAMALFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs PIRAMALFIN on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth· not comparable
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PIRAMALFIN takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.90
P/E ratio
33.55
2.19
P/B ratio
1.76
0.15%
Dividend yield
0.49%
₹19.39
EPS
₹66.36

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
0.86%
6.93%
Return on capital
6.00%
24.31%
EBITDA margin
60.00%
17.25%
Net margin
12.65%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
21.45%
8.92%
Profit CAGR (3Y) even

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹51,643 Cr
₹1.11L Cr
Revenue
₹11,903 Cr
₹19,288 Cr
Net profit
₹1,506 Cr
0.00
Debt / equity
2.77
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
PIRAMAL FINANCE LIMITED
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Company has a low return on equity of 0.55% over last 3 years.", "Dividend payout has been low at 5.51% of profits over last 3 years", "Working capital days have increased from -7.71 days to 83.6 days"]
KOTAK MAHINDRA BANK LTD full analysis PIRAMAL FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.