Kotak Mahindra Bank Limited vs Punjab National Bank

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Punjab National Bank (PNB) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs PNB on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth11
  • Size & financial health21
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

PNB takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
7.27
2.29
P/B ratio
0.92
0.16%
Dividend yield
2.57%
₹19.40
EPS
₹16.00

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
12.26%
5.54%
Return on capital
5.24%
24.31%
EBITDA margin
12.30%
27.64%
Net margin
14.12%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
14.62%
8.92%
Profit CAGR (3Y)
76.50%

Size & financial health

KOTAKBANK takes 2/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹1.33L Cr
₹69,781 Cr
Revenue
₹1.31L Cr
₹19,288 Cr
Net profit
₹18,467 Cr
0.00
Debt / equity even
0.00
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Punjab National Bank
  • + ["Company has delivered good profit growth of 47.0% CAGR over last 5 years", "Stock is trading at 0.89 times its book value"]
  • − ["The company has delivered a poor sales growth of 9.8% over past five years."]
Kotak Mahindra Bank Limited full analysis Punjab National Bank full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs PNB: Share Price, Valuation & Which to Buy | DocStoX