KOTAK MAHINDRA BANK LTD vs RBL BANK LIMITED
A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and RBL BANK LIMITED (RBLBANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs RBLBANK on 11 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation22
- Profitability40
- Growth10
- Size & financial health40
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
EvenHow expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
KOTAKBANK takes 4/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
KOTAKBANK takes 1/2Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
KOTAKBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
- + ["Promoter holding has increased by 60.0% over last quarter."]
- − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of 11.5% over past five years.", "Company has a low return on equity of 5.90% over last 3 years.", "Contingent liabilities of Rs.1,45,506 Cr.", "Company might be capitalizing the interest cost", "Earnings include an other income of Rs.4,011 Cr.", "Dividend payout has been low at 8.01% of profits over last 3 years", "Working capital days have increased from 178 days to 280 days"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

