KOTAK MAHINDRA BANK LTD vs Real Touch Finance Ltd.

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and Real Touch Finance Ltd. (REALTOUCHFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

KOTAKBANK logo
KOTAK MAHINDRA BANK LTD
KOTAKBANK
₹422.8-0.52%
Leads on the numbers
VS
REALTOUCHFINANCELTD logo
Real Touch Finance Ltd.
REALTOUCHFINANCELTD
₹0+0.00%
The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs REALTOUCHFINANCELTD on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.81
P/E ratio
11.60
2.19
P/B ratio
1.11
0.15%
Dividend yield
0.00%
₹19.39
EPS
₹3.63

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
10.40%
6.93%
Return on capital
10.16%
24.31%
EBITDA margin
70.13%
17.25%
Net margin
15.97%

Growth

REALTOUCHFINANCELTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

—
Revenue CAGR (3Y) even
48.51%
8.92%
Profit CAGR (3Y)
28.04%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹55 Cr
₹1.11L Cr
Revenue
₹29 Cr
₹19,288 Cr
Net profit
₹5 Cr
0.00
Debt / equity
4.44
KOTAK MAHINDRA BANK LTD
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Real Touch Finance Ltd.
  • + ["Stock is trading at 1.15 times its book value", "Company has delivered good profit growth of 29.2% CAGR over last 5 years"]
  • − ["Though the company is reporting repeated profits, it is not paying out dividend", "Company has low interest coverage ratio.", "Company has a low return on equity of 9.23% over last 3 years.", "Working capital days have increased from 10.8 days to 476 days"]
KOTAK MAHINDRA BANK LTD full analysis Real Touch Finance Ltd. full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.