Kotak Mahindra Bank Limited vs Repco Home Finance Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Repco Home Finance Limited (REPCOHOME) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Repco Home Finance Limited leads KOTAKBANK vs REPCOHOME on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation04
  • Profitability13
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

REPCOHOME takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
4.41
2.29
P/B ratio
0.55
0.16%
Dividend yield
2.12%
₹19.40
EPS
₹75.99

Profitability

REPCOHOME takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
11.77%
5.54%
Return on capital
9.73%
24.31%
EBITDA margin
89.32%
27.64%
Net margin
26.53%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
11.76%
8.92%
Profit CAGR (3Y)
14.59%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹2,129 Cr
₹69,781 Cr
Revenue
₹1,792 Cr
₹19,288 Cr
Net profit
₹475 Cr
0.00
Debt / equity
3.02
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Repco Home Finance Limited
  • + ["Stock is trading at 0.53 times its book value"]
  • − ["The company has delivered a poor sales growth of 5.5% over past five years."]
Kotak Mahindra Bank Limited full analysis Repco Home Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.