Kotak Mahindra Bank Limited vs Shalibhadra Finance Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Shalibhadra Finance Limited (SAHLIBHFI) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Shalibhadra Finance Limited leads KOTAKBANK vs SAHLIBHFI on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability04
  • Growth11
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SAHLIBHFI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
12.20
2.29
P/B ratio
1.49
0.16%
Dividend yield
0.61%
₹19.40
EPS
₹6.31

Profitability

SAHLIBHFI takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
11.33%
5.54%
Return on capital
15.80%
24.31%
EBITDA margin
75.08%
27.64%
Net margin
47.45%

Growth

Even

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
13.98%
8.92%
Profit CAGR (3Y)
34.53%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹242 Cr
₹69,781 Cr
Revenue
₹41 Cr
₹19,288 Cr
Net profit
₹19 Cr
0.00
Debt / equity
0.33
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Shalibhadra Finance Limited
  • + ["Company has delivered good profit growth of 37.2% CAGR over last 5 years"]
  • − []
Kotak Mahindra Bank Limited full analysis Shalibhadra Finance Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.