KOTAK MAHINDRA BANK LTD vs SBFC FINANCE LIMITED

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and SBFC FINANCE LIMITED (SBFC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs SBFC on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation40
  • Profitability04
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 4/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.90
P/E ratio
24.50
2.19
P/B ratio
2.94
0.15%
Dividend yield
0.00%
₹19.39
EPS
₹4.07

Profitability

SBFC takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
12.11%
6.93%
Return on capital
10.38%
24.31%
EBITDA margin
69.12%
17.25%
Net margin
26.85%

Growth

SBFC takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
31.83%
8.92%
Profit CAGR (3Y)
44.31%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹11,076 Cr
₹1.11L Cr
Revenue
₹1,679 Cr
₹19,288 Cr
Net profit
₹451 Cr
0.00
Debt / equity
1.93
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
SBFC FINANCE LIMITED
  • + ["Company has delivered good profit growth of 39.6% CAGR over last 5 years"]
  • ["Stock is trading at 2.93 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 11.9% over last 3 years."]
KOTAK MAHINDRA BANK LTD full analysis SBFC FINANCE LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.