KOTAK MAHINDRA BANK LTD vs Shri Niwas Leasing & Finance Ltd

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and Shri Niwas Leasing & Finance Ltd (SHRINIWASLEASINGANDFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs SHRINIWASLEASINGANDFINANCELTD on 6 of 14 metrics (3 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth· not comparable
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SHRINIWASLEASINGANDFINANCELTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.63
P/E ratio
0.80
2.19
P/B ratio
-0.08
0.15%
Dividend yield
0.00%
₹19.39
EPS
₹22.49

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
100.18%
6.93%
Return on capital
195.00%
24.31%
EBITDA margin
0.00%
17.25%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y)
8.92%
Profit CAGR (3Y) even

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.19L Cr
Market cap
₹9 Cr
₹1.11L Cr
Revenue
₹0 Cr
₹19,288 Cr
Net profit
₹-1,164 Cr
0.00
Debt / equity even
0.00
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Shri Niwas Leasing & Finance Ltd
  • + ["Company has delivered good profit growth of 607% CAGR over last 5 years"]
  • ["Promoter holding is low: 15.7%", "Working capital days have increased from 2,206 days to 5,737 days"]
KOTAK MAHINDRA BANK LTD full analysis Shri Niwas Leasing & Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.