KOTAK MAHINDRA BANK LTD vs Star Housing Finance Ltd
A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and Star Housing Finance Ltd (STARHOUSINGFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.
On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs STARHOUSINGFINANCELTD on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).
- Valuation13
- Profitability31
- Growth· not comparable—
- Size & financial health40
Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.
Valuation
STARHOUSINGFINANCELTD takes 3/4How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.
Profitability
KOTAKBANK takes 3/4How efficiently each company turns capital and sales into profit. Higher is better.
Growth
Three-year compounded growth. Faster-growing businesses can justify a higher valuation.
Size & financial health
KOTAKBANK takes 4/4Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.
- − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
- + ["Stock is trading at 0.48 times its book value", "Company's median sales growth is 46.7% of last 10 years"]
- − ["Company has low interest coverage ratio.", "Promoter holding is low: 17.5%", "Company has a low return on equity of 7.82% over last 3 years.", "Contingent liabilities of Rs.12.0 Cr.", "Promoter holding has decreased over last 3 years: -4.72%", "Working capital days have increased from -70.6 days to 78.0 days"]
This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

