Kotak Mahindra Bank Limited vs Star Housing Finance Ltd

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Star Housing Finance Ltd (STARHOUSINGFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs STARHOUSINGFINANCELTD on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability31
  • Growth· not comparable—
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

STARHOUSINGFINANCELTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
5.90
2.29
P/B ratio
0.27
0.16%
Dividend yield
2.00%
₹19.40
EPS
₹0.63

Profitability

KOTAKBANK takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
7.95%
5.54%
Return on capital
12.10%
24.31%
EBITDA margin
0.00%
27.64%
Net margin
0.00%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y) even
—
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹40 Cr
₹69,781 Cr
Revenue
₹0 Cr
₹19,288 Cr
Net profit
₹9 Cr
0.00
Debt / equity
2.62
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Star Housing Finance Ltd
  • + ["Stock is trading at 0.47 times its book value", "Company's median sales growth is 46.7% of last 10 years"]
  • − ["Company has low interest coverage ratio.", "Promoter holding is low: 17.5%", "Company has a low return on equity of 7.82% over last 3 years.", "Contingent liabilities of Rs.12.0 Cr.", "Promoter holding has decreased over last 3 years: -4.72%", "Working capital days have increased from -70.6 days to 78.0 days"]
Kotak Mahindra Bank Limited full analysis Star Housing Finance Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs STARHOUSINGFINANCELTD: Share Price, Valuation & Which to Buy | DocStoX