KOTAK MAHINDRA BANK LTD vs Sumedha Fiscal Services Ltd

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and Sumedha Fiscal Services Ltd (SUMEDHAFISCALSERVICESLTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs SUMEDHAFISCALSERVICESLTD on 9 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability40
  • Growth10
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SUMEDHAFISCALSERVICESLTD takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.83
P/E ratio
11.30
2.19
P/B ratio
0.49
0.15%
Dividend yield
2.51%
₹19.39
EPS
₹3.03

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
3.73%
6.93%
Return on capital
5.00%
24.31%
EBITDA margin
3.00%
17.25%
Net margin
1.82%

Growth

KOTAKBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
21.72%
8.92%
Profit CAGR (3Y)
0.00%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹32 Cr
₹1.11L Cr
Revenue
₹110 Cr
₹19,288 Cr
Net profit
₹2 Cr
0.00
Debt / equity even
0.00
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Sumedha Fiscal Services Ltd
  • + ["Company is almost debt free.", "Stock is trading at 0.48 times its book value", "Company is expected to give good quarter", "Company has been maintaining a healthy dividend payout of 18.1%"]
  • ["Company has a low return on equity of 6.29% over last 3 years."]
KOTAK MAHINDRA BANK LTD full analysis Sumedha Fiscal Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs SUMEDHAFISCALSERVICESLTD: Share Price, Valuation & Which to Buy | DocStoX