Kotak Mahindra Bank Limited vs Summit Securities Limited

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Summit Securities Limited (SUMMITSEC) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Summit Securities Limited leads KOTAKBANK vs SUMMITSEC on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation13
  • Profitability22
  • Growth02
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

SUMMITSEC takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
13.94
2.29
P/B ratio
0.18
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹95.98

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
1.22%
5.54%
Return on capital
1.42%
24.31%
EBITDA margin
96.86%
27.64%
Net margin
72.62%

Growth

SUMMITSEC takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
41.37%
8.92%
Profit CAGR (3Y)
41.41%

Size & financial health

KOTAKBANK takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹1,450 Cr
₹69,781 Cr
Revenue
₹144 Cr
₹19,288 Cr
Net profit
₹105 Cr
0.00
Debt / equity even
0.00
Kotak Mahindra Bank Limited
  • − ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
Summit Securities Limited
  • + ["Company has delivered good profit growth of 42.2% CAGR over last 5 years", "Company has delivered good sales growth of 37.8% CAGR over last 5 years", "Stock is trading at 0.17 times its book value"]
  • − ["Company has a low return on equity of 1.0% over last 3 years.", "Though the company is reporting repeated profits, it is not paying out dividend"]
Kotak Mahindra Bank Limited full analysis Summit Securities Limited full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.