KOTAK MAHINDRA BANK LTD vs SUNDARAM FINANCE LTD

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and SUNDARAM FINANCE LTD (SUNDARMFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, SUNDARAM FINANCE LTD leads KOTAKBANK vs SUNDARMFIN on 7 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability04
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.90
P/E ratio
24.56
2.19
P/B ratio
3.42
0.15%
Dividend yield
0.86%
₹19.39
EPS
₹185.32

Profitability

SUNDARMFIN takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
15.00%
6.93%
Return on capital
9.44%
24.31%
EBITDA margin
78.47%
17.25%
Net margin
21.29%

Growth

SUNDARMFIN takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
21.71%
8.92%
Profit CAGR (3Y)
10.89%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹50,453 Cr
₹1.11L Cr
Revenue
₹9,873 Cr
₹19,288 Cr
Net profit
₹2,059 Cr
0.00
Debt / equity
4.65
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
SUNDARAM FINANCE LTD
  • + ["Company has been maintaining a healthy dividend payout of 21.6%"]
  • ["Stock is trading at 3.41 times its book value", "Company has low interest coverage ratio."]
KOTAK MAHINDRA BANK LTD full analysis SUNDARAM FINANCE LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.