KOTAK MAHINDRA BANK LTD vs TATA CAPITAL LIMITED

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and TATA CAPITAL LIMITED (TATACAP) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs TATACAP on 8 of 14 metrics (2 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation30
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.77
P/E ratio
31.90
2.19
P/B ratio
3.30
0.15%
Dividend yield even
0.15%
₹19.39
EPS
₹11.42

Profitability

TATACAP takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
12.30%
6.93%
Return on capital
8.58%
24.31%
EBITDA margin
73.04%
17.25%
Net margin
15.80%

Growth

TATACAP takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
33.27%
8.92%
Profit CAGR (3Y)
18.41%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.21L Cr
Market cap
₹1.54L Cr
₹1.11L Cr
Revenue
₹31,583 Cr
₹19,288 Cr
Net profit
₹4,891 Cr
0.00
Debt / equity
5.64
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
TATA CAPITAL LIMITED
  • ["Stock is trading at 3.48 times its book value", "Company has low interest coverage ratio.", "Company has a low return on equity of 13.2% over last 3 years.", "Company might be capitalizing the interest cost"]
KOTAK MAHINDRA BANK LTD full analysis TATA CAPITAL LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.