KOTAK MAHINDRA BANK LTD vs TOURISM FINANCE CORP. OF

A side-by-side comparison of KOTAK MAHINDRA BANK LTD (KOTAKBANK) and TOURISM FINANCE CORP. OF (TFCILTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, KOTAK MAHINDRA BANK LTD leads KOTAKBANK vs TFCILTD on 8 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability13
  • Growth01
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

21.90
P/E ratio
52.88
2.19
P/B ratio
4.99
0.15%
Dividend yield
0.42%
₹19.39
EPS
₹2.67

Profitability

TFCILTD takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

11.20%
Return on equity
9.35%
6.93%
Return on capital
10.32%
24.31%
EBITDA margin
53.24%
17.25%
Net margin
47.91%

Growth

TFCILTD takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

Revenue CAGR (3Y) even
3.64%
8.92%
Profit CAGR (3Y)
11.95%

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.22L Cr
Market cap
₹6,550 Cr
₹1.11L Cr
Revenue
₹258 Cr
₹19,288 Cr
Net profit
₹123 Cr
0.00
Debt / equity
0.82
KOTAK MAHINDRA BANK LTD
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 13.7% over last 3 years.", "Contingent liabilities of Rs.10,54,268 Cr.", "Earnings include an other income of Rs.40,409 Cr.", "Dividend payout has been low at 2.59% of profits over last 3 years", "Working capital days have increased from 97.7 days to 145 days"]
TOURISM FINANCE CORP. OF
  • + ["Company has been maintaining a healthy dividend payout of 24.7%"]
  • ["Stock is trading at 4.95 times its book value", "The company has delivered a poor sales growth of 1.37% over past five years.", "Promoter holding is low: 3.85%", "Company has a low return on equity of 8.93% over last 3 years.", "Promoter holding has decreased over last 3 years: -14.1%"]
KOTAK MAHINDRA BANK LTD full analysis TOURISM FINANCE CORP. OF full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.