Kotak Mahindra Bank Limited vs Visagar Financial Services Ltd

A side-by-side comparison of Kotak Mahindra Bank Limited (KOTAKBANK) and Visagar Financial Services Ltd (VISAGARFINANCIALSERVICELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Kotak Mahindra Bank Limited leads KOTAKBANK vs VISAGARFINANCIALSERVICELTD on 12 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability40
  • Growth10
  • Size & financial health40

Valuation

KOTAKBANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

23.06
P/E ratio
31.00
2.29
P/B ratio
0.30
0.16%
Dividend yield
0.00%
₹19.40
EPS
₹0.00

Profitability

KOTAKBANK takes 4/4

How efficiently each company turns capital and sales into profit. Higher is better.

10.65%
Return on equity
-0.60%
5.54%
Return on capital
1.62%
24.31%
EBITDA margin
1.39%
27.64%
Net margin
-0.12%

Growth

KOTAKBANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

18.30%
Revenue CAGR (3Y)
-42.34%
8.92%
Profit CAGR (3Y) even
—

Size & financial health

KOTAKBANK takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹4.44L Cr
Market cap
₹18 Cr
₹69,781 Cr
Revenue
₹130 Cr
₹19,288 Cr
Net profit
₹-0 Cr
0.00
Debt / equity
0.51
Kotak Mahindra Bank Limited
  • + ["Company has delivered good sales growth of 16.3% CAGR over last 5 years"]
  • − []
Visagar Financial Services Ltd
  • + ["Company has reduced debt.", "Stock is trading at 0.30 times its book value"]
  • − ["Company has low interest coverage ratio.", "The company has delivered a poor sales growth of -31.6% over past five years.", "Promoter holding is low: 5.95%", "Company has a low return on equity of -0.92% over last 3 years.", "Company might be capitalizing the interest cost", "Debtor days have increased from 42.5 to 116 days.", "Working capital days have increased from 94.2 days to 239 days"]
Kotak Mahindra Bank Limited full analysis Visagar Financial Services Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

KOTAKBANK vs VISAGARFINANCIALSERVICELTD: Share Price, Valuation & Which to Buy | DocStoX