Life Insurance Corporation Of India vs GYFTR Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and GYFTR Ltd (LKPFINANCELTD) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs LKPFINANCELTD on 9 of 14 metrics (1 undecided). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation31
  • Profitability31
  • Growth02
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

LICI takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

8.76
P/E ratio
118.90
3.09
P/B ratio
2.69
2.47%
Dividend yield
1.77%
₹45.42
EPS
₹1.34

Profitability

LICI takes 3/4

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
4.44%
35.00%
Return on capital
-1.00%
5.00%
EBITDA margin
-43.00%
5.88%
Net margin
142.86%

Growth

LKPFINANCELTD takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
147.77%
16.86%
Profit CAGR (3Y)
22.04%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.02L Cr
Market cap
₹1,302 Cr
₹9.78L Cr
Revenue
₹7 Cr
₹57,453 Cr
Net profit
₹10 Cr
0.00
Debt / equity even
0.00
Life Insurance Corporation Of India
  • + ["Company has delivered good profit growth of 80.8% CAGR over last 5 years", "Company has a good return on equity (ROE) track record: 3 Years ROE 49.1%"]
  • − ["The company has delivered a poor sales growth of 7.2% over past five years."]
GYFTR Ltd
  • + ["Company has reduced debt.", "Company is almost debt free.", "Company's median sales growth is 15.4% of last 10 years"]
  • − ["Stock is trading at 2.71 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 6.72% over last 3 years.", "Earnings include an other income of Rs.61.2 Cr.", "Dividend payout has been low at 2.28% of profits over last 3 years", "Promoter holding has decreased over last 3 years: -13.5%"]
Life Insurance Corporation Of India full analysis GYFTR Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.