Life Insurance Corporation Of India vs GYFTR Ltd

A side-by-side comparison of Life Insurance Corporation Of India (LICI) and GYFTR Ltd (LKPMERFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, Life Insurance Corporation Of India leads LICI vs LKPMERFIN on 11 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.10
P/E ratio
57.00
3.09
P/B ratio
2.51
2.43%
Dividend yield
1.88%
₹45.42
EPS
₹2.84

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
5.24%
35.00%
Return on capital
7.00%
5.00%
EBITDA margin
-8.00%
5.88%
Net margin
5.79%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
138.53%
16.86%
Profit CAGR (3Y)
16.26%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.23L Cr
Market cap
₹1,238 Cr
₹9.78L Cr
Revenue
₹380 Cr
₹57,453 Cr
Net profit
₹22 Cr
0.00
Debt / equity
0.00
Life Insurance Corporation Of India
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
GYFTR Ltd
  • + ["Company has reduced debt.", "Company is almost debt free."]
  • ["Stock is trading at 2.77 times its book value", "Though the company is reporting repeated profits, it is not paying out dividend", "Company has a low return on equity of 7.76% over last 3 years.", "Earnings include an other income of Rs.64.6 Cr.", "Promoter holding has decreased over last 3 years: -13.5%"]
Life Insurance Corporation Of India full analysis GYFTR Ltd full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs LKPMERFIN: Share Price, Valuation & Which to Buy | DocStoX