LIFE INSURA CORP OF INDIA vs M&M FIN. SERVICES LTD

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and M&M FIN. SERVICES LTD (M&MFIN) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs M&MFIN on 10 of 14 metrics (1 tied). See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

Valuation

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.54
P/E ratio
15.78
3.09
P/B ratio
1.76
2.28%
Dividend yield
2.23%
₹45.42
EPS
₹20.54

Profitability

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
12.30%
35.00%
Return on capital
8.72%
5.00%
EBITDA margin
0.00%
5.88%
Net margin
29.52%

Growth

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
16.86%
Profit CAGR (3Y)
11.37%

Size & financial health

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.48L Cr
Market cap
₹47,377 Cr
₹9.78L Cr
Revenue
₹296286.00L Cr
₹57,453 Cr
Net profit
₹2,861 Cr
0.00
Debt / equity
5.14
LIFE INSURA CORP OF INDIA
  • + ["Company is almost debt free.", "Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years.", "Tax rate seems low"]
M&M FIN. SERVICES LTD
  • + ["Company has been maintaining a healthy dividend payout of 37.4%"]
  • ["Company has low interest coverage ratio.", "Company has a low return on equity of 11.1% over last 3 years.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA full analysis M&M FIN. SERVICES LTD full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LIFE INSURA CORP OF INDIA vs M&M FIN. SERVICES LTD: Share Price, Valuation & Which to Buy | DocStoX