LIFE INSURA CORP OF INDIA vs BANK OF MAHARASHTRA

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and BANK OF MAHARASHTRA (MAHABANK) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

LIFE INSURA CORP OF INDIA vs BANK OF MAHARASHTRA are evenly matched on the numbers (6–6, 2 undecided). The breakdown below shows where each one wins.

  • Valuation13
  • Profitability22
  • Growth01
  • Size & financial health30
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

MAHABANK takes 3/4

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.05
P/E ratio
9.02
3.09
P/B ratio
2.11
2.42%
Dividend yield
2.60%
₹45.42
EPS
₹9.12

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
22.60%
35.00%
Return on capital
6.03%
5.00%
EBITDA margin
22.44%
5.88%
Net margin
21.38%

Growth

MAHABANK takes 1/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y) even
16.86%
Profit CAGR (3Y)
39.14%

Size & financial health

LICI takes 3/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.33L Cr
Market cap
₹63,596 Cr
₹9.78L Cr
Revenue
₹32,824 Cr
₹57,453 Cr
Net profit
₹7,017 Cr
0.00
Debt / equity even
0.00
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
BANK OF MAHARASHTRA
  • + ["Company has delivered good profit growth of 65.2% CAGR over last 5 years", "Company has been maintaining a healthy dividend payout of 19.4%"]
  • ["Company has low interest coverage ratio.", "Tax rate seems low", "Contingent liabilities of Rs.50,756 Cr.", "Company might be capitalizing the interest cost"]
LIFE INSURA CORP OF INDIA full analysis BANK OF MAHARASHTRA full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.