LIFE INSURA CORP OF INDIA vs MASTER TRUST LIMITED

A side-by-side comparison of LIFE INSURA CORP OF INDIA (LICI) and MASTER TRUST LIMITED (MASTERTR) — valuation, profitability, growth, and financial health — to help you judge which is the stronger buy today.

The verdict

On the numbers, LIFE INSURA CORP OF INDIA leads LICI vs MASTERTR on 8 of 14 metrics. See the breakdown below — the right pick still depends on your goals (value vs growth, risk appetite).

  • Valuation22
  • Profitability22
  • Growth02
  • Size & financial health40
ValueReturnsMarginGrowthScaleLow debt

Each axis shows this group's split of that metric, scaled so the leader sits at the edge. Relative to each other, not an absolute score.

Valuation

Even

How expensive each stock is relative to its earnings and book value. Lower usually means cheaper.

9.02
P/E ratio
7.86
3.09
P/B ratio
1.15
2.42%
Dividend yield
0.00%
₹45.42
EPS
₹10.25

Profitability

Even

How efficiently each company turns capital and sales into profit. Higher is better.

37.80%
Return on equity
17.30%
35.00%
Return on capital
24.00%
5.00%
EBITDA margin
41.00%
5.88%
Net margin
21.88%

Growth

MASTERTR takes 2/2

Three-year compounded growth. Faster-growing businesses can justify a higher valuation.

7.61%
Revenue CAGR (3Y)
19.33%
16.86%
Profit CAGR (3Y)
24.05%

Size & financial health

LICI takes 4/4

Scale and balance-sheet strength. Bigger revenue/profit and lower debt are generally safer.

₹5.19L Cr
Market cap
₹998 Cr
₹9.78L Cr
Revenue
₹576 Cr
₹57,453 Cr
Net profit
₹126 Cr
0.00
Debt / equity
0.13
LIFE INSURA CORP OF INDIA
  • + ["Company has a good return on equity (ROE) track record: 3 Years ROE 45.6%"]
  • ["The company has delivered a poor sales growth of 7.19% over past five years."]
MASTER TRUST LIMITED
  • + ["Company has delivered good profit growth of 29.7% CAGR over last 5 years"]
  • ["Though the company is reporting repeated profits, it is not paying out dividend", "Contingent liabilities of Rs.476 Cr.", "Company's cost of borrowing seems high"]
LIFE INSURA CORP OF INDIA full analysis MASTER TRUST LIMITED full analysis

This comparison is for informational purposes only and is not investment advice. Please consult a SEBI-registered advisor before investing.

LICI vs MASTERTR: Share Price, Valuation & Which to Buy | DocStoX